Purpose: Helps cover routine eye care and reduce the cost of corrective lenses.
Eye Exams: Most plans cover annual comprehensive eye exams, often with a small copay.
Eyeglass Lenses & Frames: Coverage often includes an allowance toward lenses and frames every 12–24 months.
Contact Lenses: Many plans offer a benefit that can be used for contact lenses instead of glasses.
Lens Enhancements: Options like anti-reflective coating, progressive lenses, or transitions may be partially covered or discounted.
LASIK & PRK Discounts: Some plans offer reduced rates for corrective eye surgery, though not full coverage.
Networks: Savings are maximized when using in-network optometrists and eyewear providers.
Standalone or Add-On: Vision insurance can be purchased individually or as an add-on to health or dental plans.